Insurance cover

Some businesses may have insurance cover for pandemics and / or Government-ordered closures. The Government confirmed on 17 March 2020 that its advice to avoid pubs, theatres etc is sufficient to make a claim under such a policy. However, most businesses are unlikely to be covered, as standard business interruption insurance policies are dependent on damage to property and exclude pandemics, so businesses should check the terms and conditions of their specific policy and contact their providers.